New federal transparency rules now in effect

Your health plan is a liability.It’s more than just cost.

Vxtra Health is the first physician-led health plan built for compliance and transparency — designed for self-insured employers.

Check Your Compliance →See How It Works
5-minute checkNo pitch, no pressureYour data stays yours
Confident business executive standing in a modern office overlooking the city
Smiling female physician with a stethoscope in a bright modern clinic
Diverse team of professional employees smiling together in a bright workplace
The Problem

Has anybody told you it’s out of compliance, and you have personal liability?

The system was never built to follow the rules. It was built to hide information from the people paying for it.

For Self-insured Employers

The problem isn’t just cost. It’s compliance.

New federal rules say your health plan must be transparent. Most aren’t. That’s not just expensive — it’s a legal risk for you, your CFO, and your board.

For Brokers

You’re stuck selling the same thing as everyone else.

The brokers who win will be the ones who bring something new — a plan built on compliance, not commissions.

For Physicians

You became a doctor to help people. Not to fight paperwork.

Pre-approvals, denials, and red tape stand between you and your patients. That ends here.

For Employees

You shouldn’t need a guide to use your benefits.

Confusing networks, surprise bills, and pre-authorization runarounds keep you from the care you’re already paying for.

Federal transparency rules are already in effect. Most plans don’t meet them — and the CFO is on the hook. Every year of inaction is another year of legal exposure on top of 7–10% cost increases.

30+ Years on Every Side of Healthcare

We’ve sat in your chair.

Larry Hightower, Co-Founder and CEO of Vxtra Health
“Nobody told you about these rules because the old system can’t follow them. We ask, and answer, the questions others can’t, or won’t.”
Larry Hightower, Co-Founder & CEO

Physician-Led

Co-developed by doctors who know local healthcare from the inside — not insurance executives chasing margins.

Leading Transparent Passthrough

Powered by the latest technology that processes medical and pharmacy claims together. Your data, visible today — not months from now.

30 Years of Operational Excellence

Three decades working with physician leaders, running health plans, and improving the technical side of the business.

Physician-First Design

Every plan design and workflow starts with one question: does this let doctors do their job cost effectively?

The Plan

Three steps. From exposed to protected.

Employer running a compliance check on their current health plan
1

Check Your Compliance

Answer a few questions. Find out if your plan meets current federal rules. No pitch. No pressure. Just the truth.

Reviewing previously hidden claims and pharmacy data with real pricing
2

See What’s Been Hidden

We show you what the old system never would — your claims data, pharmacy contracts, and real pricing.

Employees using a transparent, compliant Vxtra Health plan
3

Switch to a Plan That Protects You

$0 copays. $0 deductibles. No pre-approvals. Transparent data. Costs you can actually see.

Check Your Compliance →
Our Town

Healthcare that works like it should for your town.

We connect self-insured employers with the best local doctors — creating the same local buying power of Fortune 500 companies.

Employers

Local Employers

Pool together with other local companies for buying power, compliance, and lower costs.

Vxtra Health
Physicians

Local Physicians

Doctors who care, supported by systems and partnerships that care too.

Brokers

Benefits Brokers

A product no competitor can match — built on compliance and transparency.

In secondary markets, everyone knows everyone. We’re building health plans for the people who live and work in your community — not for Wall Street.

Old System vs. Vxtra Health

See the difference.

Side-by-side: what the old system hides versus what we put in plain sight.

Old System

  • Reports months late
  • No idea if you're compliant
  • Can't see your own data
  • Incentives favor the carrier
  • Employees avoid care

Vxtra Health

  • Real-time visibility
  • Fully compliant
  • Transparent data, today
  • Incentives favor you
  • Employees get care
What Success Looks Like

What protected, compliant, and lower cost looks like.

Confident employer presenting transparent, compliant health plan data to their board

Employers

Protected. Compliant. Lower cost.

Confident at the board table instead of dreading renewal season. Full compliance with federal mandates and real savings on the bottom line.

Employees confident in their affordable, transparent health coverage

Employees

$0 out-of-pocket. No surprises.

$0 copays. $0 deductibles. A doctor who knows your name. The care you pay for — without the runaround.

Physician practicing community-centered care without insurance interference

Physicians

You make the decisions.

Your patients trust you — not a call center. Practice the way you always intended.

The Risk of Doing Nothing

This one’s personal.

01

Your plan is a liability right now.

The rules are already in effect. If you're not compliant, that's on you — and your board.

02

Your best people will leave.

68% of employees say benefits decide whether they stay or go.

03

Costs don't fix themselves.

At 7%+ per year, your spend doubles in a decade. You can't fix what you can't see.

Every year you wait is another year of exposure — legally and financially.

Who We Help

Built for everyone who touches healthcare.

Employee getting care from a local physician with zero out-of-pocket costs

For Employees

Your employer picked Vxtra so you can see a real doctor, pay less, and skip the runaround.

Learn More →
Physician practicing without insurance interference

For Physicians

We put you back in charge. You treat patients. Technology handles the rest.

Learn More →
Employer reviewing transparent, compliant health plan data

For Self-insured Employers

Your plan is probably out of compliance and nobody told you. We give you transparent data, local doctors, full compliance, and real savings. Your risk goes down. Your costs follow.

Learn More →
Broker presenting a compliance-built plan no competitor can match

For Brokers

Every broker sells the same thing. We give you a way out — a plan built on compliance that no one else has. Your clients cut risk. You grow your book.

Learn More →
The New Way to do Healthcare

Your health plan could be a liability. Find out in minutes.

No pitch. No pressure. Just an honest look at where you stand.

Check Your Compliance →Download Our Overview
5-minute checkNo sales pitchYour data stays yoursBuilt for self-insured employers

Or email us directly at info@vxtrahealth.com