Health plan costs are crushing your business. We built a way out.
Vxtra Health is bringing a physician-steward health plan model exclusively to self-insured middle market employers in the Southeast, South, and Midwest — powered by AI-enabled technology, local physicians, and costs you can actually see and control.
New federal transparency mandates mean the old way isn't just expensive — it's a liability. Vxtra keeps you compliant and ahead.
You shouldn't have to choose between taking care of your people and protecting your bottom line.
Healthcare is confusing and way too expensive
Nobody should dread going to the doctor because they're afraid of what it'll cost. Small problems become expensive emergencies when people avoid care.
Insurance companies have stripped physicians of their agency
Pre-authorizations, denials, and administrative overhead stand between doctors and their patients. Physicians should practice medicine, not fight paperwork.
Most self-insured employers pay more every year for plans designed for insurance company profits
Premiums rise 7-10% every year. At that rate, your healthcare spend doubles in a decade, and you're still getting the same legacy experience. New transparency mandates add regulatory risk on top of rising costs.
It's hard to stand out when every broker is selling the same plans
60% of brokers are now owned by private equity that won't innovate. Independent brokers need a product the competition can't match.
We've been on every side of this table.
“We know what renewal season feels like. We know the frustration of watching insurance companies extract value while delivering less. We've lived it.”Larry Hightower, Co-Founder & CEO
Our Story: Coming Soon
A short video about why we started Vxtra Health and how we're changing healthcare for self-insured employers.
Three steps to a health plan that actually works.
Schedule a Conversation
Tell us what's not working with your current plan. We'll listen. No pitch, no pressure, just a real conversation about your challenges.
Get a Custom Plan Design
Our physician-steward team designs a plan around your workforce: $0 copays, $0 deductibles, zero pre-authorization requirements.
Take Control of Your Health Plan
Your costs stabilize with transparent data visibility. Your employees access benefits without barriers. Physicians focus on medicine, not insurance paperwork.
Secondary markets are the opportunity.
Community is the advantage.
Our methodology aggregates local employers and physicians — creating purchasing power and coordinated care that national carriers can’t match.
Now launching across the Southeast, South, and Midwest.
Self-Insured Employers
200–2,000 employee companies pool together for purchasing power and predictable costs.
Local Physician Stewards
The best independent doctors in your community — same quality treatment, 40–70% less than hospital systems.
Benefits Brokers
A differentiated product no competitor can match — protecting your book and winning new clients.
The dots are closer together. Everyone knows everyone. Health plans built for the people here — not insurance company shareholders. Together, you’re better.
This is what "better" looks like.
A side-by-side look at traditional plans versus the Vxtra Health approach.
What happens when healthcare works the way it should.
Employees
Be someone who actually uses their healthcare, without the stress
$0 copays, $0 deductibles. A real relationship with their doctor. Care without dread.
Physicians
Practice medicine the way you always intended to
Agency restored. Community-centered care. Independent practice in a community that knows your name.
Employers
Be the reason your company finally has a health plan it can be proud of
Predictable, lower costs with transparent data visibility. Employees who say "my employer cares about me." Hero status to the board. Full compliance with new federal mandates.
The cost of doing nothing keeps going up.
Premiums will keep rising
At 7%+ annually, your healthcare spend doubles in a decade. The math doesn't get friendlier with time.
Your best people will leave
68% of employees say benefits are a top factor in staying. Subpar coverage drives top talent to competitors who invest in their people.
Care quality will decline
When employees avoid care due to cost, small problems become expensive emergencies. Prevention is always cheaper than crisis.
New mandates create real liability
Federal transparency in coverage regulations are now in effect. Employers who don't modernize their health plan practices face fines, audits, and regulatory exposure.
Every year of inaction is another year of 1,600% stock appreciation for insurance companies, funded by your premiums.
Be the reason your company finally has a health plan it can be proud of.
Vxtra Health is now launching in Augusta and Gainesville, Georgia — with plans to serve secondary markets across the Southeast, South, and Midwest. No pitch, no pressure, just an honest conversation about your challenges and whether Vxtra is the right fit.
Or email us directly at info@vxtrahealth.com